Four | Buy Now, Pay Later 1.15.94

Four Buy Now, Pay Later is a financial service that allows consumers to make purchases and pay for them in installments over time, rather than paying the full amount upfront.

Customers can choose to split their purchase total into four equal payments, typically paid every two weeks over a total period of six weeks.

Four does not charge any interest or fees as long as payments are made on time. Late payments may incur a fee.

Four can be used at a variety of online and in-store retailers that partner with Four Technologies, Inc.

You can sign up for Four when you make a purchase at a participating retailer; it typically involves a simple application process.

Yes, as long as you meet eligibility criteria and keep up with your payments, you can use Four for multiple purchases.

If you miss a payment, you may be charged a late fee and could have your spending power reduced for future transactions.

Four may perform a soft credit check to determine your eligibility; this does not affect your credit score.

Yes, returns typically follow the retailer’s return policy, and your payment plan will adjust accordingly.

You can manage your payments through the Four app or website, where you can view your orders and payment schedules.